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Finance Australia
Finance Australia is owned & Operated by LKFS Loan & Finance.
Finance
Australia is a full member of the "Mortgage
Industry Association of Australia".
Keeping your personal and financial information private and secure
is vitally important to Finance Australia and we would
never consent to renting or selling any details or information you
provide us. Your Finance Australia loan application information is protected so
that only you have access to this personal information. All your
data is protected, personal and confidential.
Privacy Policy - This Privacy Policy applies to the services offered
on the www.financeaustralia.com.au
web site
offered by DL. Please read this Privacy Policy carefully before
using the Finance Australia web site. Usage of the Finance Australia
web site is conditional upon you agreeing to be bound by this
privacy policy. In summary, while you should read each provision in
this Privacy Policy, you must note that by using the Finance
Australia website:
You agree that if you submit your personal information to us, we may
create a database record about you;
Your personal information is important to us.
Finance Australia is committed to safeguarding your personal privacy. We
recognize that you have a right to control how your personal
information is collected and used. We know that providing personal
information is an act of trust and we take that seriously.
Unless you directly give us
consent to do otherwise, LKFS will only collect and use your
personal information as set out below.
Our services - LKFS offers a variety of services on our web site
related to our products, which might be of interest to you. These
services may have specific conditions, which are explained at the
time when you purchase those services, in addition to these general
Terms and Conditions.
Legal Terms
& Conditions
This web site is provided by "Finance Australia". Your access to this website and
your use of the services provided through it is subject to these
legally binding terms and conditions. Please read them carefully.
1. Disclaimer of Warranty and Limitation of Liability
The information on this website is general information provided as a
guide to the steps involved in borrowing money and buying and
selling property. The information on this website is not legal,
financial or real estate advice and is not suitably relied on by you
as such advice. You should obtain professional legal, financial and
real estate advice before applying for any loan or purchasing any
property. Finance Australia excludes all liability for loss or damage suffered by
you as a result of your reliance on the information on this website.
This website contains content and links to content provided and
maintained by third parties ("Third Party Content").
Finance Australia makes no
representation or warranty as to the accuracy or reliability of any
of the Third Party content and excludes all liability for loss or
damage suffered by you as a result of your reliance on the Third
Party Content.
This website contains calculators which give various figures
including estimates as to how much you may be able to borrow.
You acknowledge and agree that:
a. the results shown by the calculators on this website are a guide
only and actual figures may vary;
b. formal loan approval is subject to acceptance of a formal loan
application submitted to the lender.
This website contains the details of the terms and conditions of
various loans including the loans provided by our competitors. You
acknowledge and agree that:
a. interest rates are subject to variation and that this information
is only current as at the date of currency specified;
b. you should confirm the details of Finance Australia by calling
our help line on 1300 780 050;
c. you should confirm the details of our competitor's loans by
contacting them.
To the maximum extent permitted by law, Finance Australia does not give any
warranty in relation to the content, accuracy, source or any other
aspect of the information contained on this website and any
condition or warranty which would otherwise be implied in relation
to your use of this website is hereby excluded. To the extent that
LA liability cannot be legally excluded, Finance Australia liability will be
limited to the provision of the service again or the cost of
providing the service again.
In no event shall Finance Australia be liable for any loss of profits, savings,
contracts, revenue, interest or goodwill or for any consequential,
indirect, incidental, special or punitive loss, damage or expenses
or loss or damage to data even if it has been advised of their
possible existence.
2. Use of Website - You acknowledge that:
a. this website is designed to be used in conjunction with the
following web browsers and that you may experience difficulties with
use and access to this website unless you use such browsers:
b. Internet Explorer 5 or greater, Netscape 5 or greater.
c. the Internet is not error or fault free and that you may
experience interruptions and difficulties accessing this website
from time to time;
d. we may immediately and without notice suspend the operation of
this website:
e. during any technical failure, modification or maintenance
involving the website; or
f. if we, acting reasonably, deem it necessary to protect against
fraudulent or illegal use or to otherwise protect us or our service
providers from legal liability.
g. Registration and Passwords - We may provide you with a username,
password, telephone number and other information to enable access to
pages of this website.
h. You are aware that it may be possible for a third party to obtain
your username and password by unauthorized means via your computer.
It is your responsibility to take steps to prevent this from
occurring, by means such as regularly changing your password and
installing security software on your computer.
3. Misuse of this website - You must not:
a. hack into this website or our computer systems. Hacking means
malicious damage or interference and includes, without limitation,
mail bombing, propagating viruses, worms or other types of malicious
programs, deliberate attempts to overload a system, broadcast
attacks or any other method designed to damage or interfere with the
operation of a computer system or website;
b. use robots or any other automated system to take information or
data from this website.
4. Intellectual Property - You acknowledge and agree that the
content (including without limitation the text, graphics,
photographs, sound or other material presented on this website
("Content") is protected by copyright, trade mark, patents or other
proprietary rights and laws. You are only permitted to use the
Content as authorized by Finance Australia.
5. General - These terms and conditions are governed by the laws in
force in the State of South Australia and each party hereto
irrevocably submits to the exclusive jurisdiction of the Courts of
that State.
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